Greatest Investor: Warren Buffett

The 76-year-old Buffett, who is known as 'the Oracle of Omaha,' topped the world's greatest investors list. Buffet made an enormous fortune from astute investments, particularly through his company Berkshire Hathaway, of which he is the largest shareholder and CEO. Berkshire Hathaway has about $2 billion in holdings.

With an estimated net worth of about $46 billion, Buffett, often called the 'Sage of Omaha', is ranked by Forbes as the second richest person in the world, behind Microsoft co-founder Bill Gates.

As a child, Buffett was a paper boy for the Washington Post and attempted to cover more than one route at the same time. Showing a spontaneous talent for making money, Buffett also started earning that early by collecting and selling lost golf balls.

He even started playing the stock market with one of his sisters at 11. At 12, he was betting on horses and by high school he started a business (pinball machines) with a friend, which earned him $50 a week.

Not only did he own a business by the time he graduated, he also had bought himself 40 acres of farmland in Nebraska. During his graduation, Buffett met Benjamin Graham, an economist. Buffett was strongly influenced by Graham's theory that it is wise to look for stocks of companies which are undervalued as they will probably prosper with a little time.

Thus began Buffett's unconventional approach to portfolio management. After working for his father's investment banking company for three years after business school, Buffett returned to Graham and worked as a security analyst at Graham's company until 1956.

Buffett started his investment company, the Buffett Partnership, at 25, using $5,000 of his own funds and collecting $100,000 from friends and family. One of the smartest moves made by Buffet's company at that time was to invest in American Express.

In June 2006, Buffett made a commitment to give away his fortune to charity, with 85% of it ($30 billion) going to the Bill and Melinda Gates Foundation. Buffett's donation was the largest act of charitable giving in the world's history.

Buffett also pledged one million shares to a foundation established by himself and his late wife, Susan, and 350,000 shares each to the foundations of children Howard, Susan and Peter.

Greatest Investors: Philip Fisher

Philip A. Fisher

Born:	San Francisco, California in 1907; Died 2004
Affiliations:	Fisher & Company
Most Famous For:	Philip Fisher was one of the most influential investors of all time. His investment philosophies, recorded in his investment classic, "Common Stocks and Uncommon Profits" (1958) are still relevant today and are widely studied and applied by investment professionals. It was the first investment book ever to make the New York Times bestseller list. Fisher's son, Kenneth L. Fisher, wrote a eulogy for his father in his regular column in Forbes magazine (March 11, 2004): "Among the pioneer, formative thinkers in the growth stock school of investing, he may have been the last professional witnessing the 1929 crash to go on to become a big name. His career spanned 74 years, but was more diverse than growth stock picking. He did early venture capital and private equity, advised chief executives, wrote and taught. He had an impact. For decades, big names in investing claimed Dad as a mentor, role model and inspiration."

Pakej Easy-ASB 2011

Pakej Easy-ASB terkini oleh RHB menawarkan promosi yang sangat menarik. Kini pelabur hanya perlu membayar kadar minimum (bayar faedah sahaja) untuk 5 tahun pertama. Ini bermakna, kadar pulangan ASB akan semakin tinggi.

Untuk pinjaman 100K misalnya, bayaran bulanan hanyalah RM450, iaitu berjumlah RM5400 setahun. Dengan kadar dividen ASB 7.5%, pulangan ASB melalui pakej Easy-ASB akan melebihi 40%.

Contoh pengiraan:

Kadar dividen ASB: 7.5%
Bonus: 1.25%
Amaun pinjaman: 100K

Kos pinjaman: RM450 x 12 bulan = RM5400
Amaun dividen + bonus: 100K x 7.625% = RM7625

Kadar peratus pulangan: RM7625/RM5400 - 1 = 41.2%

Jelas, pulangan yang sangat lumayan untuk skim pelaburan yang risikonya sangat rendah. Marilah melabur dalam ASB melalui Easy-ASB.

Kenanga Syariah Growth vs MAAKL Syariah Index vs Public Islamic Select Enterprises

Keydata	Kenanga Syariah Growth	MAAKL Syariah Index	Public Islamic Select Enterprises
Company	Kenanga Investors Bhd	MAAKL Mutual Bhd	Public Mutual Bhd
Category	Equity Malaysia (Islamic)	Equity Malaysia (Islamic)	Equity Malaysia (Islamic)
Launch Date	2002-01-29	2002-01-04	2008-08-14
Approved Fund Size	200,000,000	300,000,000	1,500,000,000
Fees	Kenanga Syariah Growth	MAAKL Syariah Index	Public Islamic Select Enterprises
Sales Charge	5.0%	6.5%	5.5%
Redemption Charge	None	None	None
Annual Management Fee	1.5%	1.5%	1.5%
MER (Management Expense Ratio)	2.87%	1.63%	1.68%
Transaction Details	Kenanga Syariah Growth	MAAKL Syariah Index	Public Islamic Select Enterprises
Minimum Initial Investment	RM1,000	RM500	RM1,000
Minimum Additional Investment	RM100	RM100	RM100
Minimum Units Held	100	100	1000
Redemption Frequency Limit	0		0
Minimum Redemption	RM1,000	None	1,000 units
Regular Investing	Yes	Yes	N/A
Minimum Initial Regular Investment	RM100	RM500	N/A
Minimum Additional Regular Investment	RM100	RM100	N/A
Fund Switching	Yes	Yes	Yes
Switching Frequency Limit	0	0	0
Minimum Units per Switch	None	RM1,000	1,000 units
Free Switches	2	2
Switching Fee	RM100 / 1% (Whichever is lower.)	RM25 (for switches to any other Equity/Balanced/Money Market Funds.)	RM25 (To Equity/Balanced Fund: NAV + RM25; to Bond Fund: NAV + RM25; to Money Market Funds: at NAV.)
Distribution Reinvestment	Yes	Yes	Yes
Fund Return (as at 2011-03-04)	Kenanga Syariah Growth	MAAKL Syariah Index	Public Islamic Select Enterprises
1 month	%	%	%
6 month	14.48%	8.31%	14.37%
1 year	27.74%	13.65%	17.85%
3 year	42.34%	7.16%	%
5 year	114.61%	67.37%	%

Apple iPad 2 Review

Steve Jobs himself officially presented the new tablet. Now as things have settled down a bit, here is an Apple iPad 2 Review, with an in-depth analysis of the key features.

This A5 chip obviously makes the Apple iPad 2 twice faster than its predecessor, while it also touts up to 9X better graphics.

It was also previously rumored that the Apple iPad 2 will be slimmer and considerably lighter than its predecessor. Well, that’s true, as Steve Jobs told the audience about its dimensions. The iPad 2 is around 33% thinner than the previous Apple tablet. The width of the Apple iPad 2 is only 8.8mm down from 13.4mm. It is even slimmer than the iPhone 4!

Some users like it white and someothers like it black, so Apple decided to design the iPad 2 in both colors. The audience at the event was so really excited when Steve Jobs announced that the white iPad 2 will be shipped from the very same day than the black iPad 2, meaning that there will be no delay in the delivery of the white iPads.

The previous iPad did not have a front camera, so there was no video conferencing capability, but the face camera has been confirmed for the Apple iPad 2.

Yes that’s right! The iPad 2 will be running iOS 4.3, which will be soon available to download for your iPhone 3Gs, iPhone 4, iPad and iPod Touch 3G & 4G on March 11.

Personally, the thing which has left me awestruck is this new feature. As the iPad is thinner and for it to have Gyroscope, which is aware of the movements of the device in space, is something huge!

Also the built-in accelerometer will give both the portrait and landscape views for games, photos and ebooks. Now when the three-axis gyroscope, accelerometer and compass will all work together then games, maps, and other apps know your every twist, tilt, and 360. It will be an ultimate experience!

As for the price of the Apple iPad 2, it looks like a smart move by Apple to keep the prices unchanged. On the internet, whatever we have read about the features of the Apple iPad 2, Steve Jobs gave an excellent impression of this new tablet. Let us see when we get our hands on one of them to get more details on the Apple iPad 2. Thanks for reading this short yet interesting Apple iPad 2 Review!

Dana Public Ittikal vs Kenanga Shariah Growth

Keydata	Kenanga Syariah Growth	Public Ittikal Fund
Company	Kenanga Investors Bhd	Public Mutual Bhd
Category	Equity Malaysia (Islamic)	Equity Malaysia (Islamic)
Launch Date	2002-01-29	1997-04-10
Approved Fund Size	200,000,000	1,000,000,000
Fees	Kenanga Syariah Growth	Public Ittikal Fund
Sales Charge	5.0%	5.5%
Redemption Charge	None	None
Annual Management Fee	1.5%	1.5%
MER (Management Expense Ratio)	2.87%	1.58%
Transaction Details	Kenanga Syariah Growth	Public Ittikal Fund
Minimum Initial Investment	RM1,000	RM500
Minimum Additional Investment	RM100	RM50
Minimum Units Held	100	1000
Redemption Frequency Limit	0	0
Minimum Redemption	RM1,000	1,000 units
Regular Investing	Yes	Yes
Minimum Initial Regular Investment	RM100	RM500
Minimum Additional Regular Investment	RM100	RM50
Fund Switching	Yes	Yes
Switching Frequency Limit	0	0
Minimum Units per Switch	None	1,000 units
Free Switches	2	0
Switching Fee	RM100 / 1% (Whichever is lower.)	RM25 / 0% (To Equity/Balanced Fund: NAV + RM25; to Bond Fund: NAV + RM25; to Money Market Funds: at NAV.)
Distribution Reinvestment	Yes	Yes
Fund Return (as at 2011-03-03)	Kenanga Syariah Growth	Public Ittikal Fund
1 month	%	%
6 month	14.48%	10.26%
1 year	27.74%	6.34%
3 year	42.33%	2.04%
5 year	114.61%	58.19%

Harga Emas Pulih Naik 4% Bulan Februari 2011

Pada bulan lepas, harga emas kembali pulih, naik 4%, dibantu oleh krisis politik di Timur Tengah.