Thursday, January 27, 2011

Harga Emas Naik 1000% (1975 - 2010)


Yang menariknya, harga emas hanya naik 10 kali ganda sejak 1975 hingga 2010, iaitu untuk tempoh 25 tahun.

Wednesday, January 26, 2011

Dividen Tabung Haji 2010 sebanyak 5.5 peratus

KUALA LUMPUR: Lembaga Tabung Haji Malaysia hari ini mengumumkan pembayaran bonus 5.5 peratus bagi 2010 berjumlah RM1.33 bilion.

Pengerusinya, Tan Sri Abi Musa Asa'ari Mohamed Nor, berkata peningkatan pembayaran bonus 24 peratus itu adalah berikutan prestasi kewangan yang lebih baik Tabung Haji pada tahun lalu.

Thursday, January 20, 2011

Emas Naik 20% Tahun 2010


Tahun 2010, harga emas naik sekitar 23%, setanding dengan pulangan indeks KLCI.

Friday, January 14, 2011

Pulangan Easy-ASB 2011 melebihi 41%

Pakej Easy-RHB memang sangat menarik. Untuk 3 tahun pertama hanya perlu bayar interest, jadi ansuran bulanan sangat rendah. Hanya 2 tahun kemudian baru la bayar dgn principal skali. Locking period 5 tahun.

Berdasarkan dividen ASB 2010 7.5 sen dan bonus 1.25 sen, jumlah keseluruhan dividen 7.625%, Easy-ASB akan memberi pulangan 41%. Berikut pengiraannya (untuk loan 100K, tempoh 20 tahun):

Kos bayaran bulanan, 450 x 12 = RM5400
Dividen 7.625% = RM7625
Peratus untung = (7625/5400) - 1 = 41.2%

Memang lumayan!!! Pelaburan risiko hampir zero, tapi pulangan yg sangat lumayan. Satu-satunya peluang pelaburan dalam dunia yg tiada tandingan setakat ini, yg memberi peluang kpd pelabur kecil-kecilan. Apa tunggu lagi. Sekarang ni Easy-RHB ada promosi. Ada hadiah beg untuk loan 100K ke atas, selagi stok masih ada.

Monday, January 10, 2011

Sunday, January 9, 2011

Pakej Easy-ASB Terkini oleh RHB Bank

Easy-ASB


Easy-ASB - ASB Financing

Invest for your future the easy way. Enjoy low monthly installments for the 1st five years when you invest in Amanah Saham Bumiputera (ASB) units. No upfront payment needed. To apply just flash your MyKad.

Unique features:
  • No documentations required
  • On-the-spot approval and disbursement in less than 10 minutes
  • Low repayment for the first 5 years
  • Low initial monthly installment amounts from less than RM65 per month
  • Full principal and interest repayment for the subsequent 5 to 20 years
  • Attractive annual dividends and return on your investments
Benefits:
  • Get the Easy Visa Debit Card with the approved loan
  • Convenient monthly repayment through standing instruction
  • Earn 1 lucky draw entry with approved loan

Product Features

Interest Rate Term Loan: BLR - 1.0%p.a
Loan Tenure Minimum 10 years (including first 5 years of interest servicing)
Maximum 25 years (including first 5 years of interest servicing)
Loan Amount Minimum RM10,000
Maximum RM200,000
Margin of Advance 100%
Mode of Repayment Standing Instruction
Custodian Fee RM200
Exit Fee 3% of approved loan amount if settled within the first 3 years


Easy-ASB Repayment Schedule

Loan
Amount
(RM)
Interest only
repayment for
first 5 years (RM)
Monthly repayment amount for
subsequent years (RM)
5
Years
10
Years
15
Years
20
Years
10,000 45.01 190.59 108.04 81.15 68.16
20,000 90.03 380.68 215.58 161.80 135.83
30,000 135.04 570.77 323.11 242.45 203.49
40,000 180.05 760.86 430.65 323.10 271.16
50,000 225.07 950.95 538.19 403.75 338.82
60,000 270.08 1,141.04 645.73 484.41 406.48
70,000 315.10 1,331.13 753.27 565.06 474.15
80,000 360.11 1,521.22 860.80 645.71 541.81
90,000 405.12 1,711.31 968.34 726.36 609.48
100,000 450.14 1,901.40 1,075.88 807.01 677.14
110,000 495.15 2,091.49 1,183.42 887.66 744.80
120,000 540.16 2,281.58 1,290.96 968.31 812.47
130,000 585.18 2,471.67 1,398.49 1,048.96 880.13
140,000 630.19 2,661.76 1,506.03 1,129.61 947.80
150,000 675.21 2,851.85 1,613.57 1,210.26 1,015.46
160,000 720.22 3,041.94 1,721.11 1,290.91 1,083.12
170,000 765.23 3,232.03 1,828.65 1,371.57 1,150.79
180,000 810.25 3,422.12 1,936.18 1,452.22 1,218.45
190,000 855.26 3,612.21 2,043.72 1,532.87 1,286.12
200,000 900.27 3,802.30 2,151.26 1,613.52 1,353.78
  • Repayment table above does not include Group Reducing Term Assurance (GRTA)
  • For more information on how to protect your investment through GRTA, kindly contact us.

*Terms & Conditions apply

Disclaimer Statement

The Master Prospectus of the unit trust funds of ASNB dated June 30, 2009, has been registered with the Securities Commission and is available at any office of ASNB and its agents. Units will be issued upon receipt of the registration form as enclosed in the Master Prospectus. Before investing, please read and understand the content of the Master Prospectus. Total return on the investments may go down as well as up. Past performances of the unit trust funds of ASNB are not guarantees of future performances. Before investing, kindly consider the fees and charges involved.

Monday, January 3, 2011

Carta Harga Emas 5 Tahun 2000 - 2005


Harga emas naik sekitar 80% untuk tempoh 5 tahun dari 2000 hingga 2005.