Pengiraan Dividen dan Bonus ASB

Cara pengiraan dividen dan bonus ASB adalah berdasarkan baki minimum bulanan (BMB), iaitu baki terendah bulanan dari 1hb hingga hari terakhir bulan tersebut.

Sebagai contoh:

Kadar pengagihan pendapatan dan bonus ASB yang diumumkan bagi tahun berakhir 2008 adalah seperti berikut:-

Pengagihan Pendapatan 7%
Bonus 1.75%

(a) Pengagihan Pendapatan

Pengiraan pengagihan pendapatan adalah berdasarkan kepada baki terendah pada setiap bulan untuk jangkamasa 12 bulan ataupun setahun. Untuk mendapat pengagihan pendapatan penuh pada bulan tersebut, pelaburan tambahan mestilah dilakukan pada 01 haribulan pada bulan tersebut dan dikekalkan sehingga hujung bulan. Sekiranya pelaburan tambahan dilakukan selepas tarikh tersebut, perolehan pengagihan pendapatan hanya akan dikira untuk bulan ke hadapannya.

Contoh pengiraan pengagihan pendapatan bagi tahun berakhir 2008:-

Jumlah *BMB dari bulan Januari 2008 hingga Disember 2008 x KADAR
12 Bulan

* BMB adalah Baki Minimum Bulanan dan merujuk kepada baki yang terendah di antara 1hb hingga hujung bulan bagi setiap bulan
* Baki minimum bagi setiap bulan akan ditentukan terlebih dahulu mulai Januari, 2008 sehingga Disember, 2008 (12 bulan).
* Baki-baki minimum tersebut akan dicampurkan kesemuanya dan dibahagi dengan 12 (jumlah bulan dalam setahun) bagi mendapatkan purata baki minimum
tahunan.
* Purata baki minimum tahunan yang diperolehi akan didarabkan dengan kadar pengagihan pendapatan yang diisytiharkan.


(b) Bonus

Pengiraan bonus pula adalah berdasarkan kepada purata baki terendah bulanan untuk jangkamasa 10 tahun ataupun 120 bulan terdahulu.

Contoh pengiraan bonus bagi tahun berakhir 2008 :-


Jumlah *BMB dari bulan Januari 1999 hingga Disember 2008 X KADAR
120 Bulan

* BMB adalah Baki Minimun Bulanan dan merujuk kepada baki yang terendah di antara 1hb hingga hujung bulan bagi setiap bulan
* Baki minimum bulanan selama 10 tahun bermula dari Januari 1999 hingga Disember 2008 (120 bulan) dicampurkan kesemuanya dan dibahagikan dengan
120 bagi mendapatkan purata baki minimum untuk tempoh 10 tahun.
* Purata baki minimum 10 tahun yang diperolehi didarabkan dengan kadar bonus yang diisytiharkan.

Nota: Sebenarnya cara pengiraan dividen dan bonus asb ini turut dinyatakan dalam penyata tahunan yang dihantar kepada pelabur setiap tahun. Jadi pastikan alamat semasa dalam daftar asnb adalah yang terkini.

ASB Loan by CIMB

ASB Financing

Use this term loan facility to buy ASB units. While you are servicing the loan, you'll be earning the annual dividends and bonuses from your ASB investment which you can use to partly pay for the subsequent year loan repayments. It's an affordable, convenient and smart way to make your money work harder.

Features and benefits:
	Maximum loan amount of up to RM200,000.
	High financing margin.
	Low interest rates.
	Flexible loan tenures.
	Low handling fees.
	Insurance coverage.

Eligibility:
	All eligible ASB investors under ASNB guidelines.
	Bumiputra only.
	Individuals aged 18 years and above.
	For student & unemployed applicant, a guarantor with adequate repayment capacity is to be obtained.

Requirements:

Applicant is required to submit the compulsory documents as follow: Photocopy of NRIC Photocopy of ASB passbook (1st & 2nd page) Evidence of income Definition of evidence of income: a) For wage earner - Latest 1 month salary slip / latest 3 months payment voucher (if salary is paid through payment voucher) b) For self-employed / businessman: - Only ONE of the following Latest 3 months current account / savings account statement Statement of interest earned and received from FDs placed for more than 12 months ASNB dividend statement Latest 3 months Tabung Haji account statement.

All eligible ASB investors under ASNB guidelines

Package 1: BLR - 1.65% p.a. throughout the loan tenure Package 2: 4.65% p.a. fixed for the first 2 years, BLR - 1.65% p.a. thereafter
BLR as at July 2010: 6.30%
Click here to view the ASB Financing Repayment Table

Products/Items			Charges
ASNB
1	Documentation Fee		RM100
2	Letter of Offer - Stamping		RM10
3	Letter of Guarantee and Indemnity - Stamping (if any)		RM10

ASB Loan Islamic by Maybank

ASB Financing-i

ASB Financing-i is another form of term financing to purchase ASB unit trust based on Shariah principles of Bay’Al-Inah (sales with immediate repurchase)

Valid till 30 June 2011

Eligibility

• Individuals who are between the ages of 18 and 60 years old
• Bumiputera

Loan Amount

• Min loan amount : RM10,000
• Max loan amount : Up to RM400,000 per borrower, at any one time including the balance outstanding of the existing ASB loans (if any), or up to the maximum investment amount allowed by ASNB, whichever lower

Margin of Advance

For loan amount up to RM200,000

• Up to 100% of nominal value of ASB units
• Up to 105%, inclusive of the GASBRTT

For loan amount above RM200,000, at any one time

• Up to 95% of nominal value of ASB units
• Up to 100%, inclusive of the GASBRTT

Loan Tenure

• Up to 25 years OR
• Up to age 60, whichever is earlier

Pricing

Selling Price Rate/Ceiling Rate fixed at

• BLR + 4.0% or 10%, whichever is higher
  * Competitive effective profit rates as per ASB Loan Conventional interest rates, provided it should not exceed the fixed selling price rate

Pricing

• Loan below 30,000
  BLR - 1.35% (1st 3 years)
  BLR - 1.30% (thereafter)
• Loan RM30,000 & above
  BLR - 1.65% (throughout loan tenure)

View the monthly instalment repayment schedule

Repayment Frequency

• Monthly

Repayment Option

• Single installment only

Mode of Installment Payment

• Standing Instruction (SI)

ASB Income Distribution & Bonus Earned

• Automatically credited into the respective ASB unit holder's account
• ASB financial year ends December 31

Required Documents

• New ASB customers
  1. Application form
  2. Photocopy I/C
  3. Photocopy of latest 3 months pay slip (only for financing above RM50,000)

• Existing ASB unitholder customers
  1. Application form
  2. Photocopy I/C
  3. Photocopy of ASB passbook

Dividen ASB Tahun 2010 7.5 sen dan Bonus 1.25 sen

KUALA LUMPUR: Para pemegang unit skim Amanah Saham Bumiputera (ASB) akan menerima dividen lebih tinggi 7.50 sen seunit bagi tahun kewangan berakhir 31 Ogos, 2010, iaitu lebih tinggi daripada 7.30 sen yang diisytiharkan pada tahun lepas.

Pemegang unit seramai 7.04 juta, yang kini memegang lebih 82.72 bilion unit ASB, akan turut menerima bonus 1.25 sen, yang sama dengan tahun lepas.

Pengerusi Permodalan Nasional Bhd (PNB) Tan Sri Ahmad Sarji Abdul Hamid berkata bahagian agihan pendapatan itu melibatkan pembayaran keseluruhan RM5.93 bilion dan RM603.34 juta bagi bahagian bonus.

Sehingga Jumaat lepas, katanya skim itu mencatatkan pendapatan kasar RM6.58 bilion.

"Pendapatan dividen dari syarikat penerima pelaburan menyumbang RM3.27 bilion atau 50 peratus daripada pendapatan kasar dan keuntungan daripada jualan saham menyumbang RM2.78 bilion atau 42 peratus," katanya kepada pemberita pada majlis pengumuman dividen itu di sini.

Sementara itu, baki pendapatan 8.0 peratus atau RM0.53 bilion diperolehi daripada pelaburan di dalam instrumen jangka pendek dan pelaburan lain.

Presiden merangkap Ketua Pegawai Eksekutifnya, Tan Sri Hamad Kama Piah Che Othman berkata perolehan ASB tahun ini disokong oleh peningkatan sumbangan dividen anak-anak syarikatnya terutama Malayan Banking Bhd (Maybank), iaitu sebanyak 55 sen berbanding 8.0 sen tahun sebelumnya.

Sumbangan dividen daripada Sime Darby Bhd pula menyusut kepada 10 sen daripada 20.3 sen pada 2009.

"Dari segi pendapatan tahun lepas, dividen adalah kurang daripada 50 peratus, tetapi tahun ini kita dapat mencapai 50 peratus hasil daripada pulangan dividen daripada syarikat-syarikat yang kita labur.

"Prestasi tahun ini agak bernasib baik walau pun Sime Darby membayar kurang daripada tahun lalu tetapi kita mendapat dividen yang tinggi daripada Maybank yang telah beransur pulih," katanya.

Ditanya mengenai prestasi Sime Darby yang kini menyusut, Hamad Kama Piah berkata, "Kita sentiasa mengharapkan prestasi syarikat-syarikat kita akan bertambah baik. Kalau kita lihat prestasi Sime Darby sendiri mereka telah menganggarkan keadaan akan lebih baik pada masa hadapan dan kita harapkan ini dapat membantu kita mendapat pulangan yang lebih baik." - BERNAMA

Keajaiban Compounded Interest

Albert Enstein pernah mengatakan COMPOUNDED INTEREST adalah “The eigth wonder of the world” atau “Keajaiban ke-8 dunia”. Jadi, apakah yang dimaksudkan dengan istilah compounded interest ini?

Secara ringkasnya, ia adalah nilai terkumpul yang akan diperolehi untuk tempoh tertentu dengan kadar faedah yang tertentu. Sebagai contoh, jika anda menyimpan wang secara simpanan tetap atau “fixed deposit” di bank sebanyak RM1,000 dengan kadar faedah 4% setahun, berapakah nilai terkumpul yang akan anda perolehi selepas 10 tahun.

Menggunakan formula M x (1 + f)^t anda akan memperolehi 1000 x (1 + 0.04)^10 iaitu sebanyak RM1480, kenaikan 48% daripada modal asal.

M = Modal

f = Kadar faedah setahun

t = Tempoh dalam tahun

^ = Simbol gandaan

Perhatikan wang terkumpul yang akan diperoleh jika modal RM1,000.00 disimpan dengan dengan kadar faedah berlainan dan tempoh dilanjutkan sehingga 30 tahun.

Kadar Faedah: Wang terkumpul

4%: RM3243
5%: RM4322
8%: RM10,063
10%: RM17,449
12%: RM29,960
15%: RM66,218
18%: RM143,371
22%: RM389,758
27%: RM1,300,504

Fakta menariknya, hanya Warren Buffett mampu mengekalkan kadar faedah 21.5% setiap tahun selama 40 tahun dari 1965-2005. Peter Lynch 29% selama 13 tahun iaitu 1977-1990, dan di Malaysia pengurus dana CDAM, Tan Teng Boo sebanyak 19.3% untuk 16 tahun dari 1991-2006. ASB pula antara 7-8% setakat ini.

Dengan ASB pun jika anda memiliki RM50,000 hari ini dan menyimpannya selama 40 tahun dengan kadar faedah 8% setahun, anda akan memperolehi RM1,086,226 (anda akan bergelar jutawan ASB). Kelemahan COMPOUNDED INTEREST pula, ia memerlukan masa, jadi anda perlulah menyimpan seawal yang mungkin.

Angry Bird - iPhone Games Review

Angry Birds is a wacky castle-destruction physics game where you fire birds through a slingshot in order to kill piggies. The art is funny, the difficulty curve is great, and the levels are clever.

With a title like Angry Birds, you just know that this game is going to be a bit on the wacky side. And while it certainly is wacky, Angry Birds is also a great physics puzzler that mixes strategy, brute force, and luck to create a solid casual game.

The “plot” exists to justify the game, but it’s a justification that’ll make you laugh. A bunch of evil green pigs have stolen the Angry Birds’ eggs. Naturally, the birds decide that the best way to take revenge is—not to get the eggs back, oh no—but to jump into a slingshot and hurl themselves at the pigs’ fortified castles. Each level has your birds and their slingshot on the left side of the screen, and the pigs in their castle on the right; your goal is to destroy all the little piggies.

Toppling each castle, however, is often a challenge. This is one of many things I love about Angry Birds: the levels are never impossible, but usually challenging. You’ll need to shoot your Angry Birds at just the right angle and intensity in order to strike the weak spot in the pigs’ castle. Controls are super-simple: touch the bird in the slingshot, then drag back and release to fling it. You can also pinch and zoom to move around the map, as there’s typically a large gap between your slingshot and the pigs. You get points for each bit of the castle you destroy, as well as 10,000 bonus points for each unused bird.

There’s more to it than just determining the castle’s weak spot, though that alone is often a challenge enough. While you start with simple red birds, as the game progresses new bird types are unlocked with special abilities that can me activated by tapping the screen mid-flight. Blue birds will burst into three separate, smaller birds cluster-bomb-style; yellow birds gain a sudden speed boost. Black birds explode, while white birds have exploding eggs. In each level, you’re given a preset collection of birds, so using each type to your advantage quickly becomes another necessary strategic element.

Each time you beat a level, you unlock the next one. I do wish that we had more than one new level unlocked at all times—it’s rather disheartening to be stuck just because you’re having problems with one particular scenario. The included 63 levels should last you a while. Replay value is decent; there’s a tiered ranking system that awards you 1-3 stars for your performance on each level, so you can try to improve that, but leaderboards are noticeably absent. I can’t help but feel that Angry Birds would really benefit from OpenFeint or something similar.

As for the art, well, it speaks for itself. The disgruntled-looking birds are very angry indeed, and the cute green piggies are, well, adorable. The cute and cartoony graphics offset the birds’ fierce anger rather nicely, and it’s hard not to grin while you’re playing. The music is a merry, mocking little ditty and while it does get old after a while, it also contributes to the mood of the game. (In other words: yep, Angry Birds is all nonsense.)

You won’t find any extras here. There are no leaderboards, no alternate modes, no multiplayer, and no achievements. Yet despite the lack of such frills, Angry Birds is one of the best physics-based games I’ve played on my iPod. Destroying the piggies’ castles is a huge amount of fun, the difficulty progression is spot-on, and the humor jammed into it is the icing on the cake. Yes, I’d like to see some more content, but it’s a good game nonetheless. If you like castle-destruction at all, be sure to give it a try.

Ebook: Panduan Menjana Wang Melalui Unit Trust

Dapatkan ebook JANA WANG dengan UNIT TRUST - Panduan Pelaburan Unit Trust ini sekarang untuk mengetahui perkara-perkara penting, panduan-panduan serta tips untuk anda mengetahui bagaimana anda boleh memaksimumkan pendapatan dan wang anda serta mengelakkan kerugian dalam pelaburan.

Di dalam ebook ini, anda akan mempelajari dan mengetahui panduan serta tip-tip berkaitan pelaburan unit trust di Malaysia. Sekiranya anda :

	Mencari 'Dana Unit Trust berpotensi Untuk Pelaburan' melalui internet, suratkhabar, perunding unit trust dan lain-lain dengan cara yang menjimatkan masa dan wang anda
	Membuat persediaan dengan melakukan kajian dan analisis terhadap pasaran unit trust dan prestasi dana-dana unit trust sebelum membuat pelaburan
	Menggunakan khidmat perunding unit trust untuk mengetahui 'Harga Pasaran Semasa' serta bersusah payah membelek surat khabar setiap hari
	Bersesak-sesak di jalan raya dan kaunter untuk urusan pemindahan Wang Simpanan KWSP anda untuk pelaburan unit trust
	Memilih pakej pinjaman pelaburan yang perlu dipertimbangkan untuk pelaburan unit trust
	Merancang serta berkeinginan untuk menjana kewangan anda untuk persediaan pada masa akan datang
	dan banyak lagi panduan serta tip-tip yang membantu anda dalam pelaburan unit trust bagi memaksimakan $$$$$$$ anda

JANGAN TUNGGU LAGI, DAPATKAN EBOOK INI SEKARANG!

iPhone 4 Review

Apple's launch of the iPhone 4 has seen the greatest excitement for a new phone ever - and with HD video recording, a super high-res screen and ridiculously slim dimensions, it's not hard to see why.

But things are a little different now - not only was the iPhone 3GS something of a non-update to the iPhone range, but there are finally decent alternatives in the smartphone market, with the HTC Desire and Samsung Galaxy S leading the Android fight right to Apple's door.

Add to that the first major leak of an Apple product a couple of months before launch, and suddenly the iPhone 4 has a lot to do to impress.

At least Apple has unleashed the big guns for this effort - before we get into the headline specs, the design itself is a massive talking point on its own.

Jobs' chats on stage to unveil a new iPhone might have got a little repetitive (best this, magical that etc) but this is the first time since the first iPhone way back in January 2007 that we've seen a variation on the standard iPhone design.

Gone is the traditional curved back and plastic exterior with slightly chunky dimensions; in is a chassis that's only 9.3mm thin at its thickest point and a new stainless steel and glass industrial design.

If you're an iPhone fan, there's a good chance you won't like the look of the iPhone the first time you pick it up - it's the same weight as the iPhone 3GS at 137g, but it's a lot smaller, with dimensions of 115.2mm x58.6 mm x 9.3mm, so it feels like a much weightier and compact model.

The edges are stainless steel, apparently forged by winged unicorns in an iceberg (or something) to be 10 times stronger than 'normal' steel.

The front and back of the phone are made of glass, which has also been treated to be a lot stronger than the normal variety we're used to seeing through and drinking out of.

This claim holds up - not only did we feel the need to drop the phone onto the floor a few times to test, someone nameless of the TechRadar team also knocked it out (an admittedly low level) window onto concrete - and not a scratch.

If you're the protective type, then you can buy an official 'Bumper' for the iPhone 4, which encases it in a small ring of rubber, if you haven't bought the handset only for its slim lines.

The chassis shape isn't the only different thing with the iPhone 4 - the whole ethos has been tweaked. For instance, no longer is there a slightly plasticky rocker switch to control volume on the left-hand side, as it's now two discrete metal buttons with '+' and '-' written on.

The volume silencer rocker switch is above too, but that has also undergone the uber-metallic treatment.

The top of the phone still holds the headphone jack, and the power/lock key. However, the 3.5mm port is now flush to the chassis, and the power button feels much nicer to hit than before.

There's also a separate microphone for noise cancelling next to this as well - we imagine a few people will be pushing paperclips in there before they realise that it's not for the SIM card slot.

The right-hand side of the chassis is still blank - no camera button sadly, which would have been nice given the extra effort Apple has clearly put into overhauling the photography system.

Still, sleek is clearly still 'in' at the Cupertino HQ, and we can't say we blame the designers when you look at the lines.

Actually, that's not true - the micro-SIM slot is hidden away here, rather than on the top. It's the same pokey key thing/slot system as before, but this time the SIM card is much smaller - Apple says to make more room for stuff inside, we say it's just to shake things up a little bit. Either way, we bet micro-SIMs become the norm before very long in all phones.

The bottom of the phone has the familiar Apple connector for charging and connecting and docking etc, and is flanked by another more microphone-y looking microphone slot and the speaker.

The front still has that one iconic button, which is much nicer to press in the new chassis, it has to be said.

Overall, the design might not impress some people the first time they pick up the phone - a number of people we showed the phone to grimaced a little bit the first time they handled it.

It's a sharp and weighty-feeling phone, make no mistake - and it doesn't sit as comfortably in the hand as well as other iPhones of the past have.

But it feels premium, and at up to £600, it had better - that's a lot to pay when you consider you could get a 42-inch 1080p LCD for £200 less these days.

In the box

At least Apple has remained consistent when it comes to the packaging - apart from a new graphic on the front to make the new iPhone 4 look more mysterious, there's not a lot different to the older iPhones.

So that means: a simple Apple USB cable, a three-pin plug adaptor and some headphones. The latter is the same old set from the year before: hands free and a function button on the cord, but slightly poor quality compared to a range of other buds on the market.

Oh, you also get that little tool for removing the micro-SIM card as well - but Apple should just save itself some money and stick a paperclip in there, as 99.99% of people will lose that little thing, panic, then improvise anyway. Well, we have. Twice.

ASB Loan by Maybank

ASB Financing

A term financing to purchase ASB unit trust

Valid till 30 June 2011

Eligibility

• Individuals who are between the ages of 18 and 60 years old
• Bumiputera

Loan Amount

• Min loan amount : RM10,000
• Max loan amount : Up to RM400,000 per borrower, at any one time including the balance outstanding of the existing ASB loans (if any), or up to the maximum investment amount allowed by ASNB, whichever lower

Margin of Advance

For loan amount up to RM200,000

• Up to 100% of nominal value of ASB units
• Up to 105%, inclusive of the GASBRTA

For loan amount above RM200,000, at any one time

• Up to 95% of nominal value of ASB units
• Up to 100%, inclusive of the GASBRTA

Loan Tenure

• Up to 25 years or
• Up to age 60, whichever is earlier

Pricing

• Loan below 30,000
  BLR - 1.35 % (for 1st 3 years)
  BLR - 1.30 % (thereafter)
• Loan RM30,000 & above
  BLR - 1.65% (throughout loan tenure)

View the monthly instalment repayment schedule

Repayment Frequency

• Monthly

Repayment Option

• Single installment only

Mode of Installment Payment

• Standing Instruction (SI)

ASB Income Distribution & Bonus Earned

• Automatically credited into the respective ASB unit holder's account
• ASB financial year ends December 31

Required Documents

• New ASB customers
  1. Application form
  2. Photocopy I/C
  3. Photocopy of latest 3 months pay slip (for financing above RM50,000 only)

• Existing ASB unitholder customers
  1. Application form
  2. Photocopy I/C
  3. Photocopy of ASB passbook

ASB Loan By RHB

Overview

At RHB Bank, we offer you ASB Financing to finance the purchase of your ASB units. Enjoy high margin financing, low interest rates, flexible loan tenures and optional insurance coverage, financed by us.

For further information, do give us a call at 03 - 9206 8118 or visit our nearest branches.

Product Features :

INTEREST RATES	Term Loan (TL) RM10,000 to RM49,999 without GRTA BLR – 1.25% RM10,000 to RM49,999 with GRTA BLR – 1.40% RM50,000 & above without GRTA BLR – 1.40% RM50,000 & above with GRTA BLR – 1.55% ASB Interest Only Package (ASB5) BLR – 1.00% Overdraft (OD) against ASB / ASW BLR - 1.00%
LOAN TENURE	1 year to 20 years or 60 years old whichever is earlier
LOAN AMOUNT	Min. RM10,000 Max. Up to individual's ASB investment limit
MARGIN OF ADVANCE (MOA) TL FOR ADDITIONAL / NEW ASB INVESTMENT	Up to 100% + 5% (GRTA)
TL AND OD FOR PERSONAL CONSUMPTION ON UNENCUMBERED ASB CERTIFICATE	95% of ASB certificate
INSURANCE	Optional, financed by Bank
MODE OF REPAYMENT	Standing Instruction (SI)
CUSTODIAN FEE	Term Loan (TL) RM100 Term Loan (TL)/ Overdraft (OD) against unencumbered ASB certificate RM150 per certificate
DOCUMENTS REQUIRED	Photocopy of identity card Photocopy of ASB passbook 1 month pay slip/other proof of income e.g. bank account statement
EXIT FEE	1st 2 years 3% of approved loan amount 3rd to 5th year 1% of approved loan amount if settled by liquidation of certificates. However, NO exit fee if settled by own funds from 3rd year to 5th year.

PELABURAN ASB ATAU SKIM AMANAH SAHAM BUMIPUTERA

MAKLUMAT TABUNG

Nama Tabung	SKIM AMANAH SAHAM BUMIPUTERA (ASB)
Jenis	Pendapatan
Kategori	Ekuiti
Tarikh Pelancaran	2 Januari 1990
Objektif	Untuk menjana pulangan jangka panjang yang kompetitif dan konsisten kepada pemegang-pemegang unit di samping memastikan pengekalan modal pada tahap toleransi risiko yang minimum.
Pelabur Sasaran	Pelabur yang memahami risiko dan pulangan pelaburan serta menjangkakan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.
Kelayakan	Bumiputera Malaysia. Akaun Dewasa (18 tahun ke atas) Akaun Remaja ( ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi pihak remaja berumur 12 tahun hingga 18 tahun ke bawah).
Pengurus Pelaburan	Permodalan Nasional Berhad (PNB)

MAKLUMAT URUSNIAGA

Harga Seunit	RM 1.00
Bentuk Pelaburan	Buku Pelaburan Sijil
Pelaburan Permulaan Minimum	Buku Pelaburan - 10 unit
Pelaburan Tambahan Minimum	Buku Pelaburan - 1 unit Sijil - Gandaan 1,000 unit
Pelaburan Maksimum	Akaun Dewasa - 200,000 unit Akaun Remaja - 10,000 unit
Saiz Tabung	Tiada had.
Caj Jualan	Tiada
Caj Jualan Balik	Tiada
Pembayaran Jualan Balik	Serta-merta
Tempoh Bertenang	Tiada
Tahun Kewangan Berakhir	31 Disember

PRESTASI TABUNG

Tahun Berakhir 31 Disember	2007	2008	2009
Kadar Pengagihan Pendapatan Seunit (sen)	8.00	7.00	7.30
Bonus Seunit (sen)	1.00	1.75	1.25

Sumber: Petikan dari laporan tahunan Skim Amanah Saham Bumiputera yang telah diaudit oleh juruaudit luaran yang bertauliah.