Prestasi MAAKL Syariah Index sehingga Sep 2011

Bulan September 2011 menyaksikan pasaran saham menjunam teruk. Tidak ada yang terkecuali termasuklah Bursa Malaysia. Ia menyaksikan nilai dana ekuiti Syariah Index jatuh sebanyak -8.48%, walaupun ia lebih baik berbanding indeks KLCI yang jatuh lebih teruk iaitu -10.56%.

Dividen ASW2020 2011 6.5 sen

ASNB mengumumkan pengagihan pendapatan 6.5 sen seunit untuk Amanah Saham Wawasan 2020 (ASW2020) bagi tahun kewangan berakhir 31 Ogos, 2011. Ini merupakan kenaikan 0.15 sen seunit berbanding pengagihan pendapatan 6.35 sen seunit tahun lalu. Pengagihan pendapatan tersebut membabitkan pembayaran berjumlah RM909.05 juta, iaitu peningkatan 17.72 peratus berbanding jumlah pembayaran RM772.19 juta pada tahun sebelumnya.

Sehingga 15 Ogos 2011, ASW 2020 telah memperolehi pendapatan kasar berjumlah RM1.158 bilion.Pengiraan pengagihan pendapatan adalah berdasarkan kepada purata baki pegangan minima bulanan bagi tempoh pelaburan sepanjang tahun kewangan ASW 2020, iaitu mulai 1 September, 2010 sehingga 31 Ogos 2011.Pengagihan pendapatan akan mula dikreditkan secara automatik ke dalam buku pelaburan pemegang unit pada 1 September tahun ini.

Prestasi PIEF 6 Bulan 2011 4.98%

Dana PIEF memberi pulangan sebanyak 4.98% untuk tempoh 6 bulan pertama 2011.

Prestasi Ittikal 6 Bulan 2011 5.52%

Dana Public Ittikal memberi pulangan sebanyak 5.52% untuk tempoh 6 bulan pertama 2011.

Prestasi PBIEF 6 Bulan 2011 5.55%

Prestasi PBIEF untuk setengah tahun (6 bulan) 2011 cemerlang dengan pulangan sebanyak 5.5%.

Prestasi PISEF 6 Bulan 8.61%

Dana Public Islamic Select Enterprises Fund (PISEF) memberi pulangan sebanyak 8.61% untuk tempoh 6 bulan 2011, iaitu 3 Jan 2011 hingga 30 Jun 2011. Suatu prestasi yg agak cemerlang, memandangkan situasi pasaran saham yg sangat volatile utk separuh tahun 2011 ini.

Don’t leave your family or children crying over your money?

If you look at the news head line of Sunday Times recently, it said that “RM40 billion unclaimed cash and assets left by the dead”. To all, it is just a whopping figure. However to the families and children concerned, it is the much needed money they need to support the family and their children’s education. They have been struggling for years to get the money from the authority and many of them still unable to acquire their fair shares. All these are attributed to the fact that most of their family members die without leaving a will.

Though the deceased may have left lots of cash and property, the family members can not get their hands on them if there is no will.

Do You Still Think Will Writing Only for Rich People ?

 

The Answer: You should not be by now !

 

Many people have the perception that I do not need a will, I have no asset – the Will is only for Rich People with lots of assets. This is not true. Will is for everyone – especially for those who love and care for their loved one.

When a person makes a will, it allows the testator (will maker) to distribute the estate according to the person’s wishes. It will reduce the likelihood of a prolonged estate administration case because if a person died intestate (without a will) the process of getting the courts to provide a Letter of Administration could take years, averagely about 5 years. Besides, with a valid will, it helps to prevent family disputes over rights of ownership to the estate, and allows for the appointment of guardians of our own choice for our minor children.

 

We have been working hard to build up our wealth so that we could provide a good living for our loved one. While we have been putting the investment and protection puzzles into it places, we can not left out the last piece of the financial planning puzzle – Wealth Distribution – Wills & Trust.

Do not procrastinate, start off with a simple will to ensure our hard earned investments are well taken care off.