Jutawan ASB

Berapa ramai pelabur yang telah menjadi jutawan dengan melabur dalam ASB? Untuk menjawab persoalan ni, boleh rujuk laporan tahunan asb bagi tahun kewangan berakhir 31 disember 2009.

Dalam laporan tersebut seramai 7,324 orang pelabur mempunyai pegangan unit sebanyak 500K ke atas. Jika hanya 10% daripada kalangan pelabur ini mempunyai pegangan unit melebihi 1 juta, maka bilangan jutawan adalah sekitar 73 orang. Tapi saya percaya bilangan jutawan adalah sekitar 50% ke atas. Ini kerana bilangan terkumpul pegangan unit bagi kategori pelabur ini melebihi 4.6 bilion. Secara purata setiap pelabur dalam kategori ini mempunyai pegangan unit asb melebihi 630K.

Anda pula dalam kategori mana?

Pulangan Easy-ASB 30%

Antara pelaburan yg paling selamat dan memberi pulangan yg lumayan adalah asb. Tapi kena tau caranya. Percaya atau tidak, melabur dalam asb melalui loan asb akan memberi pulangan sehingga 30%. Bagaimana? Mudah sahaja iaitu dengan melabur menggunakan pakej Easy-RHB yang ditawarkan oleh RHB. Dengan pakej ini, pelabur hanya membayar interest untuk 5 tahun pertama.

Pengiraannya:
Loan: 100K
Tempoh: 5 (bayar interest sahaja) + 20 (termasuk principal).
Bulanan: RM450 (5 tahun pertama), RM677 (20 tahun kemudian).

Kos setahun: 450 x 12 = RM5400
Dividen 7%: 100K x 7% = RM7000
Peratus untung: (7000/5400) - 1 = 30%

Setakat ni saya belum jumpa sebarang pelaburan yg boleh memberi pulangan sehingga 30% dengan risiko yg hampir zero. Malah melebihi 30% sebab dividen asb buat masa ini sekitar 7.5 sen atau lebih. Jadi kalau anda layak dan mampu, apa tunggu lagi.

Yg lebih menarik, locking period pakej easy-asb ni hanyalah 5 tahun. Maknanya selepas genap 5 tahun, ada pilihan untuk terminate. Kemudian apply semula supaya dapat pakej yg bayar interest sahaja.

ASNB declares dividend 6.35 sen for ASW2020 in 2010

KUALA LUMPUR: Amanah Saham Nasional Bhd (ASNB), a wholly-owned subsidiary of Permodalan Nasional Berhad (PNB), today announced an income distribution of 6.35 sen per unit for Amanah Saham Wawasan 2020 (ASW 2020) for the financial year ending Aug 31, 2010.

PNB chairman Tun Ahmad Sarji Abdul Hamid said the income distribution will involve a total payout of RM777.53 million, up 32.30 per cent, compared with the previous year's total payment of RM587.70 million.

He said 892,825 unitholders, who currently hold 13.1 billion ASW 2020 units, will benefit from the payout.

For the 11 months between Sept 6, 2009 and Aug 6, 2010, the fund received a total of 20,226 new account holders, while net investments received during the year increased by 2.09 billion or 18.98 per cent, he told a media conference.

As of Aug 6, ASW 2020 recorded a gross income of RM887.05 million, profit from the sale of shares contributed RM454.57 million or 51.20 per cent, dividend income from investee companies totalled RM290.99 million or 32.80 per cent and RM141.49 million or 16 per cent is derived from investment in short-term instruments and other income, he said.

Ahmad Sarji said the income distribution calculation this year will be based on the average monthly minimum balance held throughout the financial year from Sept 1, 2009 until Aug 31, 2010.

The income distribution will be reinvested in the form of new units and will automatically be credited into the unitholders' account on Sept 1, he said.

All ASW 2020 transactions will be suspended from Aug 25 to Aug 31 to facilitate the income distribution calculation.

Unitholders will be able to update their accounts at ASNB head office; ASNB branch offices; or ASNB agents from Sept 1.

Investors who participated in ASW 2020 through the Employees Provident Fund (EPF) Members Investment Scheme will have their income distribution credited directly into their EPF accounts.

ASW 2020 unitholders will receive their income distribution statements together with the fund's annual report beginning mid-October.

ASW 2020 is an all-Malaysian fixed price equity fund. Fifty-one per cent of its shares are for Bumiputeras while 49 per cent for non-Bumiputeras aged six months and above. - BERNAMA

Read more: 6.35 sen dividend for ASW 2020 http://www.nst.com.my/nst/articles/6_35sendividendforASW2020/Article/#ixzz1FhjQgmHt